How NRIs can book Tonino Lamborghini Residences Gurgaon from the UAE, US and UK (2026 guide)

Three reasons it works.

First, the brand. Tonino Lamborghini is a globally licensed lifestyle brand, so the address reads the same way in Dubai or Manhattan as it does in Gurgaon. You will not have to explain what you bought.

Second, the ticket. ₹5.30 Cr is roughly USD 635K, AED 2.33M or GBP 500K at May 2026 rates. That sits inside the range most UAE and US NRIs allocate to a single Indian property, especially if you already own something in Dubai or New York.

Third, the timeline. Possession is scheduled for 2030, and the project sits on Sector 71 on the SPR corridor The construction-linked payment plan lets you stagger remittances across multiple financial years, which makes both the USD 1 million annual repatriation cap and your home-country tax planning a lot easier to manage.

If you are still comparing options across the corridor, our analysis on how it stacks up against Birla Pravaah and Godrej Samaris covers the trade-offs in detail.

Yes. And no, you do not need RBI approval.

Under the Foreign Exchange Management Act, 1999, and the Foreign Exchange Management (Non-Debt Instruments) Rules, 2019, both NRIs and OCI cardholders can buy residential property in India under what is called the general permission route. No special clearance. No application to the RBI.

Three things to know.

• There is no cap on how many residential properties an NRI or OCI can own in India. One, five, ten. All allowed.
• Some property types are off-limits. Agricultural land, plantation property and farmhouses cannot be purchased by an NRI or OCI. They can be inherited or received as a gift from a resident Indian, but not bought. Tonino Lamborghini Residences is a residential apartment project on non-agricultural land, so none of this applies here.
• Citizens of 11 specific countries (Pakistan, Bangladesh, Sri Lanka, China, Iran, Afghanistan, Nepal, Bhutan, Hong Kong, Macau, North Korea) do need explicit RBI approval. If you hold an Indian passport or an OCI card, this is not your problem.

HRERA number for the project: RC/REP/HARERA/GGM/1056/788/2026/28. Pull this up on haryanarera.gov.in before you transfer any token money. We tell every NRI client the same thing. It takes two minutes and it is the single best fraud-protection step you can take.

From first enquiry to a signed Agreement of Sale, most NRI bookings on this project close in 21 to 35 days. Here is what each block looks like.

Under FEMA, every rupee of property payment from an NRI has to flow through proper banking channels. Cash, foreign currency notes, third-party transfers from a relative's non-NRI account, hawala. None of that works. It will invalidate the transaction and bring RBI scrutiny down on you.

Here are the routes that do work.

If you want to finance, Indian banks will lend NRIs up to 75 to 85% of the property value on a project like this. As of May 2026, SBI, HDFC, ICICI, Axis and Kotak all have dedicated NRI home-loan desks for ultra-luxury Gurgaon properties.

A few specifics worth knowing.

• LTV usually sits at 75 to 85%, but expect closer to 75% at the higher unit prices.
• Tenure runs 5 to 15 years for NRIs. Resident Indians get up to 30. Plan your EMI math around the shorter window.
• Interest rates are floating, currently in the 8.5 to 9.5% range. NRIs typically pay 25 to 50 basis points more than residents.
• EMIs have to come from your NRE, NRO or FCNR account. You cannot pay EMIs directly from a foreign bank account. Plan the funding flow before you sign.
• You get tax deductions of up to ₹2 lakh on interest (Section 24) and ₹1.5 lakh on principal (Section 80C). You have to file an Indian ITR to claim them.

Three things on the lender side that we have seen trip people up. Some banks cap exposure on a single project, so the sanction queue fills, and you want to be early. Developer-tied loan products often clear in 8 to 10 working days, which is faster than going to a bank cold. And if you add a resident Indian co-applicant (a spouse or parent), you usually get better LTV and tenure.

If you cannot get to Gurgaon for the registration, the whole booking can be run by a trusted resident Indian (usually a parent, sibling or spouse) operating under a Specific Power of Attorney.

One thing we keep telling clients: use a Specific PoA, not a General PoA. A Specific PoA narrows the holder's authority to defined acts. Signing the Agreement of Sale, registering the property, executing the home loan, taking possession. A General PoA is broader, harder to enforce, and sub-registrars and lenders have become very wary of it after the Supreme Court's Suraj Lamp judgment.

The process from abroad:

1. Your lawyer in India drafts the SPA. We can recommend empanelled lawyers if you need one.
2. You sign the SPA in your country of residence. Either in front of the Indian Consulate or High Commission, or in front of a local notary public.
3. If you signed in front of a local notary (not the consulate), the document then has to be apostilled. The UK, US and UAE are all Hague Apostille Convention countries, so apostille works. If you are in a non-Hague country, you need Indian Embassy attestation instead.
4. Courier the executed document to India.
5. Your PoA holder pays the stamp duty and registers the SPA at the Gurgaon sub-registrar's office.

Total time: 10 to 21 days, depending on which country you are in and how busy the consulate is that month.

Get these ready before you start the booking. Missing paperwork is the single biggest reason NRI bookings stall.

Identity and status

• Valid Indian passport if you are an NRI, or foreign passport plus OCI card if you are an OCI
• Visa or work permit
• PAN card. You cannot register an Indian property without one
• Overseas address proof: a utility bill, bank statement or driving licence

Financial

• NRE/NRO/FCNR account details
• Last 6 months of bank statements from both your Indian and overseas accounts
• Salary slips, Form 16 equivalent, or last 2 years of overseas tax returns
• Employment contract or business registration

Property-specific

• Signed Application Form and EOI
• Booking amount payment proof
• Allotment letter from Signature Global

If you are using a PoA

• Notarised and apostilled (or embassy-attested) Specific PoA
• PoA holder's PAN, Aadhaar and address proof

Tax shows up in three places over the life of the property. At purchase, while you hold it, and when you sell.

At purchase, one-time

• Stamp duty in Haryana: 7% if the buyer is male, 5% if female, 6% if it is joint ownership
• Registration charges: around 1% of property value, capped
• GST: 5% on under-construction units. There is no input tax credit available to the buyer

While you hold it

• If the property is self-occupied or kept vacant, no recurring tax on the property itself
• If you rent it out, the rental income is taxable in India at your applicable slab rate. The tenant has to deduct TDS at 30% before paying you (Section 195)
• You do get a 30% standard deduction on rental income, plus the full home-loan interest deduction. The ₹2 lakh cap on interest does not apply if the property is let out
• If the property is self-occupied: ₹1.5 lakh principal deduction (Section 80C) and ₹2 lakh interest deduction (Section 24), provided you actually file an Indian ITR

When you sell

• If you have held it more than 24 months, that is long-term capital gains. Taxed at 12.5% without indexation, for any sale after 23 July 2024. Budget 2026 did not change this
• If you sell within 24 months, that is short-term capital gains. Taxed at your slab rate, which for most NRIs is 30%
• On the TDS side: under Section 195, the buyer has to deduct tax at the rate at which the income is taxable. In practice, banks and buyers often deduct TDS on the full sale value rather than just the gain. The fix is to apply for a Lower Deduction Certificate under Section 197 (Form 13) before you sell
• Section 54 and 54F reinvestment exemptions are still available to NRIs. Useful if you are planning to roll into another Indian property

On double taxation: India has DTAA treaties with 90-plus countries including the UAE, US and UK. Tax paid in India can usually be credited against the tax liability in your country of residence, so you are not paying twice.

When you eventually sell, here is how the money comes out:

• If you bought through NRE, FCNR or a direct foreign wire, the proceeds attributable to that original remittance are fully repatriable. This benefit covers up to two residential properties in your lifetime, with no USD 1 million cap
• If you bought through NRO funds, or this is your third residential property onwards, you are capped at USD 1 million per financial year out of your NRO account
• A married NRI couple can repatriate USD 2 million per year combined, USD 1 million each

Documentation: Form 15CA (your self-declaration) and Form 15CB (CA certificate) are required before the bank releases the outward remittance. These were renamed Form 145 and Form 146 under the Income Tax Rules 2026, effective 1 April 2026.

This is exactly why the NRE-funding choice back at Step 6 of the booking process matters so much. That one decision at the start preserves your unrestricted exit on this asset.

Country-specific notes

If you are in the UAE

• No income tax in the UAE, so India is your only tax exposure on this property
• AED-to-INR remittances to your NRE account go through cleanly from any UAE bank
• The Indian Consulate in Dubai is the fastest in the region for PoA attestation. Usually 3 to 5 working days

Many UAE NRIs we work with already hold Dubai real estate  as part of their portfolio. Adding a Gurgaon asset balances the geography and brings rupee-denominated upside that complements AED holdings.

If you are in the US (Green Card, H1-B or OCI)

• US-India DTAA gives you a foreign tax credit. Whatever you pay in India on capital gains, you can credit against your US tax bill
• If your aggregate Indian financial accounts cross USD 10,000 at any point in the year, you have to file FBAR (FinCEN 114). This trips up a lot of people. Do not forget it
• Form 8938 (FATCA) also kicks in once you cross the reporting thresholds
• The US is a Hague Apostille country, so you apostille the PoA through the relevant Secretary of State's office

If you are in the UK

• UK-India DTAA covers capital gains
• HMRC requires you to disclose foreign property holdings. The penalty regime for non-disclosure is harsh. Do this properly
• The UK is a Hague Apostille country, so apostille goes through the FCDO Legalisation Office

Verification checklist before you pay the EOI

Before you wire the ₹9.9L EOI for Tonino Lamborghini Residences, walk through this checklist from wherever you are sitting in the world.

• HRERA number RC/REP/HARERA/GGM/1056/788/2026/28 is active on haryanarera.gov.in
• The project is listed as Tonino Lamborghini Residences under Signature Global on the developer portal
• The configuration, carpet area and price you have been quoted match the RERA filing
• Your allotment letter mentions the HRERA registration number and the possession timeline
• You are paying into the project's escrow or RERA-registered account, not a builder-owned account
• Your NRE/NRO bank has confirmed there are no compliance flags on the inward and future outward routing
• If you are using a PoA, it is a Specific PoA drafted by an Indian property lawyer, not a General PoA
• If you are taking a home loan, the sanction letter names this specific project

For deeper detail on pricing, configurations and possession timeline, see our complete FAQ on Tonino Lamborghini Residences

A ₹5 Cr cross-border property purchase has three places where things can quietly go wrong. The wrong project for your situation. Compliance gaps that you only discover at registration or when you try to repatriate years later. And execution-day issues a buyer sitting in Dubai or San Francisco simply cannot fix in real time.

The HCO Real Estates Advisory Desk runs an NRI-specific workflow built around all three. We have visited the Tonino Lamborghini Residences site, reviewed the RERA filing, mapped Signature Global's track record, and worked with buyers in the UAE, US, UK, Singapore and Canada corridors over the last several years. When you book through us, we coordinate the lawyer for your PoA, the CA for your 15CA/15CB and ITR, the lender for your home-loan sanction, and the developer relations. The intent is simple: a buyer in Dubai or San Francisco should get the same execution quality as a walk-in client in Cyber City.